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Attorneys who specialize in insurance coverage litigation have long noted the varied approaches used in different jurisdictions to interpret and apply insurance policies. There are many similarities, yet some striking differences. Core issues on which the jurisdictions differ include: - The degree of deference given the "reasonable expectations" of the insured- How those expectations are determined- The circumstances in which they make affect the meaning of policy language- The result of your case may depend on which law governs Reasonable Expectations: Interpreting Insurance Policies in Common Law Jurisdictions provides a systematic and detailed look into the interpretation and application of insurance policies. It is a valuable reference for lawyers needing a quick orientation to the law of insurance in specific jurisdictions, particularly when faced with difficult conflict-of-law questions. The survey chapters are arranged in a 50-state survey format that is expanded to include common law interpretation in Canada, England, and Wales, as well as the anticipated ALI Restatement of the Law of Liability Insurance.
About the Author
Lyndon F. Bittle heads the insurance coverage practice at Carrington, Coleman, Sloman & Blumenthal, L.L.P. in Dallas, Texas, representing policyholders for over 25 years. Diane Bucci heads up the New York office of Zelle McDonough & Cohen LLP, where she represents insurance companies in a broad range of liability coverage issues under commercial, professional, employment practices, and other standard form and manuscript policies. Timothy M. Thornton, Jr., is a partner in the Encino, California, office of Gray Duffy, LLP. He has represented insurance companies for over 30 years, providing legal counsel on insurance-related claims involving mass torts, toxic exposures, environmental contamination, intellectual property, entertainment, sexual abuse, and commercial auto claims.