The 401(k)/403(b) Investment Manual: What Plan Participants and Plan Sponsors REALLY Need to Know (Paperback)

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The Employee Retirement Income Security Act (ERISA), the primary retirement law in the United States, requires that pension plan participants receive "sufficient information to make informed decisions" to help them properly manage their pension accounts. This simply is not happening, leaving plan participants exposed to unnecessary investment risk. "The 401(k)/403(b) Investment Manual" provides both plan participants and plan sponsors with important information needed by plan participants and plan sponsors to evaluate investment options and to properly protect their financial security. The "Manual" also explains how to calculate the cost effectiveness of a plan's investment options through the use of the Active Management Value Ratio.

About the Author

James W. Watkins, III, is an honors graduate of Georgia State University and a graduate of the University of Notre Dame Law School. He has earned both the CERTIFIED FINANCIAL PLANNER(TM) designation and the ACCREDITED WEALTH MANAGEMENT ADVISOR(SM) designation from the College of Financial Planning. Mr. Watkins is the Founder and CEO/Managing Member of InvestSense, LLC, an investment education firm that provides programs to individuals, pension plans, educational institutions and other groups on proven and effective wealth management strategies, including strategies for the accumulation, management, preservation/ protection, distribution and recovery of wealth. Mr. Watkins is also the owner of The Watkins Law Firm. He has been an attorney since 1981 and is a member of the Fiduciary Section of the State Bar of Georgia. His career also includes serving as a compliance official with several national brokerage firms and as the director of financial planning quality of advice services for an international insurance corporation. He has extensive experience in the areas of financial planning, asset protection, wealth management and preservation, fiduciary law and consulting, fiduciary oversight services, securities/investment law, estate planning and retirement planning. Mr. Watkins is the owner of two blogs, "CommonSense InvestSense" ( has useful information for individual investors and fiduciaries. "The Prudent Investment Advisor Rules" (iainsight.word provides information on best practices for investment advisors and professional fiduciaries. He has been quoted in various publications and on various online sites.

Product Details
ISBN: 9780615768861
ISBN-10: 0615768865
Publisher: Investsense, LLC
Publication Date: February 24th, 2013
Pages: 86
Language: English